Types Of New Jersey Workers Compensation Benefits
Benefits NJ workers can expect in a workers compensation claim
On-the-job injuries or illnesses can occur at any time in any type of work. To help ensure workers receive the treatment and services they need, New Jersey workers’ comp law requires employers to carry insurance for most workers that covers the associated costs, regardless of liability. But issues can arise that prevent Monmouth County and other NJ employees from receiving the coverage they deserve. All employees should understand when a disability claim is appropriate and the type of benefits to expect. If you need help, the workers’ compensation benefits lawyers at the Law Offices of Robert Olkowitz, P.C. can provide the advice and representation you need.
Covered injuries and illnesses
Workers can expect coverage for virtually any injury or illness, as long as it results from employment. Many claims pertain to on-the-job injuries—ranging from relatively minor cuts and contusions and broken bones to severe physical damage leading to extensive medical treatment. But workers compensation also covers employees who suffer chronic conditions such as repetitive stress syndrome or illnesses due to exposure to toxic substances, and the system also provides death benefits to the families of workers killed on the job.
Employers and insurance companies investigate the validity of each claim and may attempt to deny benefits. A call to our workers’ compensation law firm can help get your claim back on track.
Types of benefits
Workers’ compensation covers the following types of benefits:
- Medical benefits. The system permits coverage for all needed medical treatment and hospitalization, but your employer has the right to choose your physician.
- Temporary disability benefits. If you lose more than seven calendar days, workers compensation pays up to 70 percent of your gross weekly wages, up to a maximum benefit amount.
- Permanent partial benefits. You may be eligible for compensation to cover losses when your illness or injury results in permanent partial disability.
- Permanent total benefits. If you become permanently disabled, you can receive up to 450 weeks of benefits, which can extend for as long as the disability exists.
- Death benefits. Dependents of workers who die as the result of job-related accidents or illnesses can pursue weekly benefit payments up to 70 percent of wages, subject to a maximum amount. Workers compensation also covers up to $3,500 in funeral expenses.
Injured Monmouth County workers can count on our workers comp attorneys
If you think that you have a workers compensation case in New Jersey, our workers comp law firm can help ensure you receive fair treatment for your claim. Contact the Law Offices of Robert Olkowitz, P.C. to set up a free consultation. We only receive a fee if we obtain a recovery for you.